Thanks Bob & Scott. Scott am I understanding that if my current index is 14.0 and the reduction for under 20 rounds is .5, then that would be 13.5 current index, but my low 12 is 13.3. So I would be flighted with an index of 13.3 or would it even be reduced to 12.8? Thanks in advance for clarifying this.
Not that any of this matters because you could give me 18 strokes and I still would net over par for the day. LOL